Moving money?

[jesm]

You may get as many suggestions as responses for most find a personally beneficial way to manage their money. Ours is this, our liquid assets are in long time Bank of America accounts. Twice a year we do a $35 wire transfer to our Santander account in GTO. We fudge the six months when a favorable exchange exists. We have a premium client account here so we use debit cards without fees. Convenient, minimum currency risk and $70 per year. Has worked well for 11 years.
Very few banks accept US personal checks. Santander doesn't.
CI Banco a far smaller bank did